);
/**
* PAGES
*/
// --- HOME PAGE ---
const HomePage = ({ navigate }) => {
const [openFaq, setOpenFaq] = useState(0);
const [scrollY, setScrollY] = useState(0);
useEffect(() => {
const handleScroll = () => {
setScrollY(window.scrollY);
};
window.addEventListener('scroll', handleScroll);
return () => window.removeEventListener('scroll', handleScroll);
}, []);
const faqs = [
{
q: "What is the minimum credit score required?",
a: "While traditional banks typically look for 750+, our network includes NBFCs and agile lenders who consider scores as low as 650, provided cash flow is strong."
},
{
q: "How fast is the disbursal process?",
a: "For pre-approved clients, we achieve disbursal in as little as 24 hours. Complex corporate restructuring typically takes 3-5 business days."
},
{
q: "Do you offer collateral-free loans?",
a: "Yes. We specialize in unsecured business loans up to ₹5 Cr based on turnover and banking history, utilizing government schemes like CGTMSE where applicable."
},
{
q: "What documentation is needed?",
a: "Standard KYC, last 12 months' bank statements, and 2 years of ITR/Financials. Our digital portal allows for paperless submission."
}
];
// Using raw filenames directly to ensure they match exact uploads
const imgRupee1 = "rupee-1-3d.png.jpg";
const imgRupee2 = "rupee-2-3d.png.png";
const imgRupee3 = "rupee-3-3d.png.png";
return (
{/* Hero Section */}
India's Premier Financial Consultancy
Turn Credit Into
Possibility.
We don't just lend; we connect. As a dedicated India-based consultancy, we bridge the gap between you and suitable partner banks/NBFCs for tailored financial products.
50+Banking Partners
₹500Cr+Disbursed
IndiaHeadquarters
{/* 3D Floating Elements with Parallax Scroll Effect */}
{/* Main Floating 3D Rupee Note */}
{/* Secondary Floating 3D Element */}
{/* Third Floating Element */}
{/* Scroll Indicator */}
Scroll
{/* HOW IT WORKS SECTION */}
How It Works
{/* Connecting Line (Desktop) */}
{[
{
icon: FileCheck,
step: "01",
title: "Consultation",
desc: "We analyze your profile to understand your specific financial needs (Personal, Business, or Property)."
},
{
icon: Zap,
step: "02",
title: "Partner Match",
desc: "Our system matches you with the most suitable partner bank or NBFC from our 50+ network."
},
{
icon: Building2,
step: "03",
title: "Documentation",
desc: "We assist in structuring your file to ensure maximum approval chances."
},
{
icon: Banknote,
step: "04",
title: "Approval",
desc: "Disbursal happens directly from the bank to your account."
}
].map((item, index) => (
Seventh Credits is a premier India-based financial consultancy. It is crucial to note that we do not lend money directly.
Instead, we act as a strategic bridge. We analyze your financial health and connect you with the most suitable partner from our network of 50+ Banks and NBFCs. Our role is to negotiate the best interest rates, ensure your paperwork is flawless, and expedite the disbursal process.
01.Consultancy
02.Aggregator
03.Pan-India
04.Transparency
);
};
// --- BLOG PAGE (News/Updates) ---
const BlogPage = () => {
const posts = [
{ title: "Repo Rate Trends 2025: What it Means for Borrowers", date: "Oct 12, 2025", tag: "Analysis", read: "5 min" },
{ title: "Securing Unsecured Loans for SMEs", date: "Sep 28, 2025", tag: "Guide", read: "8 min" },
{ title: "NBFC vs Traditional Banks: A Comparison", date: "Sep 15, 2025", tag: "Education", read: "6 min" },
{ title: "Maximizing Your Credit Score for Big Ticket Loans", date: "Aug 30, 2025", tag: "Advisory", read: "4 min" },
{ title: "Understanding Loan Against Property (LAP)", date: "Aug 12, 2025", tag: "Product", read: "12 min" },
{ title: "The Rise of Digital Lending in India", date: "Jul 22, 2025", tag: "Tech", read: "7 min" }
];
return (
Financial Updates
{posts.map((post, i) => (
{post.tag}{post.read}
{post.title}
Expert insights into the changing landscape of finance and credit availability.